TMB Tax and Financial Services


Small Business Loan Packaging Services

  • Discuss potential local/state/federal programs available to fund the project including eligibility requirements
  • Assist with eligibility and loan structure prior to lender approval
  • Prepare loan applications tailored to meet specific program requirements from the data provided by the client for a fee.
    • Prepare financial statements and/or tax returns specifically required for for the application
    • Order IRS tax transcripts and verify to provided tax returns
  • Respond to SBA and assist throughout approval process
  • Complete all necessary authorization modifications after approval
  • Prepare all SBA documents required in Authorization and provide a closing checklist to lender

Bookkeeping & Small Business Accounting

  • Accounts Payable Services – Recording, tracking and paying vendor bills

  • Accounts Receivable Services – Recording and tracking customer invoices and payments
  • Reconciliations – Reviewing and balancing bank and credit card transactions; notifying client of any discrepancies and resolving discrepancies per client’s instructions when appropriate.
  • Reporting – Generating financial reports based on the collected data.

Small Business CEO Financial Coaching

  • Coaching Sessions (topics include deductible expenses, performance indicators, on demand topics based on Team’s choice)

  • Assessment of current accounting services/Establishment of Chart of Accounts
  • Financial Review and Oversight – We offer oversight and review services to for optimal efficiency. We provide unique expertise in QuickBooks and financial analysis for your business.

QuickBooks Consulting Services

  • Our team of US-based QuickBooks certified ProAdvisors has experience working with companies in many industries with all versions of QuickBooks, including QuickBooks Online, Pro, Premier, Accountant Edition, and QuickBooks Enterprise.
  • We will analyze your current business and financial system processes – what is done in QuickBooks and other systems and design a workflow.
  • Our QuickBooks ProAdvisors can help with every aspect of QuickBooks, including system design, inventory cleanup, business process, workflow and more.
  • We offer remote or in-person instructor-led QuickBooks training with flexible curriculum created specifically for you and your unique business.

Bank Consulting Consulting

We specialize in assisting community banks, minority depository institutions (MDIs), and community development financial institutions (CDFIs) with expanding market presence within low income communities (LICs).  Our services include:

  • Leveraging our strong partnerships and credibility to assist with the promotion of economic development, job creation, business development, affordable housing, financial literacy and philanthropic support to underserved people and economically distressed communities.
  • Sales and marketing coaching for the SBA 7a and 504 programs
  • SBA loan training, screening and structuring
  • Secondary market transactions

Our banking consultation services have resulted in the following results with our partners:

  • Increased loan volume
  • An additional revenue stream
  • Development and retention of long-time, loyal business customers
  • Cross-selling opportunities
  • Improved credit quality of the existing loan portfolio
  • No full-time SBA staff required
  • Preservation of SBA guarantee

Financial Management: Remote Chief Financial Officer (CFO) Services

  • Monitor your business financial performance with customized criteria and employee performance metric tracking.

  • Create budgets and cash flow projections so you can strategically monitor your most critical resources.
  • Financial Review and Oversight – We offer oversight and review services to for optimal efficiency. We provide unique expertise in QuickBooks and financial analysis for your business.